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Playing cards, however was invented in China but not until 900 AD. The game became known as Blackjack because if a player held a Jack of Spades and an Ace of Spades as the 1st two cards, the player was paid out extra. Gambling was legal out West from the 1850's to 1910, at which time Nevada made it a felony to operate a gambling game. As some of you may recall, 1978 was the year casino gambling was legalized in Atlantic City, New Jersey. As of 1989, only two states had legalized casino gambling. Roughly 70 Native American Indian reservations operate or are building casinos as well. Going over 21 is called "Busting." You are playing only against the dealer. Jacks, Queens and Kings always have a value of 10. The 10, Jack, Queen, and King are all valued at 10. Split - if your starting hand contains two cards of the same type (i.e. two 9's) you can split them up into two new hands. Insurance - is offered to the players if the dealer's up card is an Ace, to protect against a dealers Black Jack. Surrender - this decision is quite rare and not offered is most casinos. After you see your starting hand and the dealers up card and you don't think you can win, you have to give your cards back to the dealer immediately. If you surrender you will only lose half of your original bet.

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