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With a Jack being a vital card and Spades being black, the game was called Blackjack. This game has been played in the United States since the 1800's. Gambling was legal out West from the 1850's to 1910, at which time Nevada made it a felony to operate a gambling game. As some of you may recall, 1978 was the year casino gambling was legalized in Atlantic City, New Jersey. Going over 21 is called "Busting." You are playing only against the dealer. If your first two cards total 21, you have Blackjack and win 3:2 odds on your bet automatically unless the dealer draws Blackjack as well causing a tie or a "Push." In the case of a tie, no money is won or lost. If the dealer "Busts" or has a hand that exceeds 21 and your hand is less than 21, you win! An Ace can count as either 1 or 11. The 10, Jack, Queen, and King are all valued at 10. Stand - you stand if you don't want any more cards. Insurance - is offered to the players if the dealer's up card is an Ace, to protect against a dealers Black Jack. Surrender - this decision is quite rare and not offered is most casinos. After you see your starting hand and the dealers up card and you don't think you can win, you have to give your cards back to the dealer immediately. If you surrender you will only lose half of your original bet.

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