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Some people believe that Blackjack originated in French casinos in the early 1700s where it was known as "vingt-et-un" ("20 and 1") Roughly 70 Native American Indian reservations operate or are building casinos as well. In face down card games you can pick up the cards but you must not use more than one hand to pick them up. Going over 21 is called "Busting." You are playing only against the dealer. Depending on the game, the player's are either dealt their cards face up or face down. An Ace can count as 1 or 11 depending on what is most beneficial to your hand. Player's add the value of their cards and either decide to "Stick" or "Stand" with their current cards or receive another card, called a "Hit" or "Draw," hopefully raising their total closer to 21 without going over. You win if your hand is closer to 21 than the dealer's hand. The cards from 2 through 9 are valued as indicated. Hit - if you are not satisfied with your current total you can ask the dealer to hit you which means he deals you another card in addition to your two. You are hit until you are satisfied with your total, or until you bust. Split - if your starting hand contains two cards of the same type (i.e. two 9's) you can split them up into two new hands. Insurance - is offered to the players if the dealer's up card is an Ace, to protect against a dealers Black Jack. Surrender - this decision is quite rare and not offered is most casinos. After you see your starting hand and the dealers up card and you don't think you can win, you have to give your cards back to the dealer immediately. If you surrender you will only lose half of your original bet.

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