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As of 1989, only two states had legalized casino gambling. Since then, about 20 states have had a number of small time casinos sprout up in places such as Black Hawk and Cripple Creek, Colorado and in river boats on the Mississippi. Roughly 70 Native American Indian reservations operate or are building casinos as well. You must keep your hand over the table at all times and if you are dealt any more cards to leave them on the table. Going over 21 is called "Busting." You are playing only against the dealer. If your hand beats the dealer's hand, you win. Once all bets are placed, each player and the dealer will receive two cards. Depending on the game, the player's are either dealt their cards face up or face down. Jacks, Queens and Kings always have a value of 10. If your first two cards total 21, you have Blackjack and win 3:2 odds on your bet automatically unless the dealer draws Blackjack as well causing a tie or a "Push." In the case of a tie, no money is won or lost. An Ace can count as either 1 or 11. Surrender - this decision is quite rare and not offered is most casinos. After you see your starting hand and the dealers up card and you don't think you can win, you have to give your cards back to the dealer immediately. If you surrender you will only lose half of your original bet.

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